Splurge vs. thrifty {large white and black rugs}

I've been doing a lot of rug searching over the last few days because my new house will be having concrete floors.  I am beyond excited about this.  This new move is allowing me for the first time to really do what I want with my home.  We've always rented and we were those good tenants that followed the rules about not painting...blah blah.  With that being said, I've lived with peachy walls for the last three years and I just can't contain my excitement of moving into my new grey walled home!!!

Because my floors in this lovely grey abode are going to be concrete, it is time to get some super cozy rugs.  I love rugs; love, love, love them, but truly hate their prices.    So while searching I found some very similar rugs to one of my favs...

I love this Souk rug from West Elm.  The simplicity of it is exactly what I am looking for.  Problem is I need it in the 8x10 or the 9x12 size and definitely can't afford it.  Tear =(

So my search continued.  I found this one...

This is the Tuscan Moroccan Shag from Rugs USA...I love this site.  I've ordered from them before and they always have the best deals.  Again...this one would be close to $1,000.  It is currently out of stock anyway, but I really like the diamond pattern.

Then I found this...

at none other then Target!  This Threshold Criss Cross Fleece rug may just have to be purchased.  This rug in the 7x10 is only $250!!!  Did I just lose you, are you shopping at Target for it at this moment...I would be!

So...splurge vs. thrifty...which is your way?